Funding Education

Funding Education The financial implications of schools fees or University costs can often be a matter of stress and worry. Elementum offers you a variety of different options to fund education, whether the bills are right now or years into the future. We can help provide you with peace of mind and protection against unforeseen circumstances, reducing the risk to you as a parent and making the whole process much easier.

We recognise that all of our clients have precise requirements that need an individually tailored solution. We will work with you to get to know you and to understand your situation before searching the whole of the market for the product or service that we believe is most suitable to meet your needs.
Many of our clients come to us by way of personal recommendation - the ultimate endorsement of the value of our service.

Some options to consider...
Spreading the Costs
Having embarked on a commitment to school fees many parents struggle to maintain fees from taxable income. The purpose of the plans we are able to offer is to improve cash flow and hence make school fees more affordable.

Regular Savings
Regular savings for UK school fees can help defray future costs and should ideally be started as soon as possible. The longer that you save, the less impact there will be on income when school fees fall due.

Lump Sum Investments
Should you be in the position of having a lump sum that you can "earmark" specifically to meet the cost of future school fees, there are a range of excellent plans open to you.

Trust
Trust planning can be useful for grandparents who wish to make provision for school fees and achieve Inheritance Tax benefits at the same time.

Payment Protection
It is important to ensure that the payment of your children's school fees can be continued in the event of a change in your personal circumstances due to serious illness, injury or death. We can help recommend solutions to provide peace of mind for yourself and your dependents.

For further advice Ring 01772 203 222 or email us.